Best New York Scratch Off Tickets: Odds, Remaining Prizes & More
Find the best scratch-off tickets to buy in New York right now. We rank all 104 active New York Lottery scratch-off games by ROI, odds, and remaining prizes — updated daily from official sources. Use the tabs below to filter by best value, best odds, newest releases, or games to avoid.
Best picks by budget
Highest overall grade
Highest overall grade among $5 tickets
Highest overall grade among $2 tickets
All games
Sorted by Best Grade
How We Calculate Value, ROI & Grades
Every game on this page shows the same four figures and a letter grade. Here’s what each one means.
- Top prize — the game’s largest advertised prize, as published by the New York Lottery.
- Top prizes unclaimed — how many of those the New York Lottery has not yet recorded as claimed. An unclaimed prize may already be sitting on a ticket someone has bought, so this doesn’t guarantee one is still on a shelf.
- Published odds — the New York Lottery’s original “1 in X” chance of winning any prize, which includes winning back just the ticket price. These are the odds set when the game was printed, not a recalculation of the odds among unsold tickets.
- Est. ROI — the estimated average gain or loss against what you spend. −20% means roughly 80¢ back per $1. We work it out from the prize counts the lottery reports and an estimate of how many tickets remain, so it’s a model rather than a measurement, and any single ticket can land far from the average.
- Grade — our 0–100 score shown as a letter, A being 85 or above. The largest single factor is whether a game still has unclaimed top prizes. Among the games that do, the grade is driven mostly by estimated return and by how the top-prize odds have moved since launch.
We read official New York Lottery prize reports daily. ROI and grades are our own calculations, not official lottery ratings. Read our full methodology for how we source data, estimate remaining tickets, and calculate expected value, ROI and the New York game grades.
Prize Activity Summary
The overall prize pool decreased by 9.0% during this period, with 12,479,123 individual prizes claimed across all tiers.
Cheaper combinations that beat a single ticket
For some New York tickets, spending the same money on two or more cheaper tickets gives a higher total expected value. These are the ones where that is currently true.
Instead of
MONEY VAULT MULTIPLIER
$5
Buy instead
2× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1
Both cost $5, but the pair carries about +52.0% more expected value than the single ticket.
$2 11 of 17 have a cheaper combination worth more +2.6% avg
-
Instead of WIN FOR LIFE #1453
Buy instead 2× LOOSE CHANGE $1 +5.8%
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Instead of CASH DROP #1627
Buy instead 2× LOOSE CHANGE $1 +2.9%
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Instead of $25,000 EXTRA CA$H #1669
Buy instead 2× LOOSE CHANGE $1 +2.8%
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Instead of WIN IT ALL #1706
Buy instead 2× LOOSE CHANGE $1 +2.8%
-
Instead of DOUBLE DEUCES #1608
Buy instead 2× LOOSE CHANGE $1 +2.8%
-
Instead of BONUS BLACKJACK #1693
Buy instead 2× LOOSE CHANGE $1 +2.8%
-
Instead of $100s FOR THE HOLIDAYS #1676
Buy instead 2× LOOSE CHANGE $1 +2.8%
-
Instead of TRIPLE 7-11-21 #1617
Buy instead 2× LOOSE CHANGE $1 +2.8%
-
Instead of XTREME BUCKS #1597
Buy instead 2× LOOSE CHANGE $1 +2.7%
-
Instead of CASHWORD DOUBLER #1670
Buy instead 2× LOOSE CHANGE $1 +0.1%
-
Instead of CASHWORD #1649
Buy instead 2× LOOSE CHANGE $1 +0.0%
$3 6 of 8 have a cheaper combination worth more +6.3% avg
-
Instead of DIAMOND CASHWORD #1702
Buy instead 1× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +6.4%
-
Instead of MATCH 7s #1696
Buy instead 1× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +6.4%
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Instead of LUCKY LINES #1611
Buy instead 1× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +6.3%
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Instead of 30Xtra CASHWORD #1687
Buy instead 1× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +6.3%
-
Instead of WIN $60,000 #1673
Buy instead 1× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +6.3%
-
Instead of MULTIPLY YOUR NUMBERS #1631
Buy instead 1× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +6.1%
$5 18 of 27 have a cheaper combination worth more +8.7% avg
-
Instead of MONEY VAULT MULTIPLIER #1710
Buy instead 2× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +52.0%
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Instead of $1,000,000 GOLD #1655
Buy instead 2× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +20.4%
-
Instead of MORE MONEY #1668
Buy instead 2× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +16.1%
-
Instead of $1,000,000 MUST LOVE DOGS #1692
Buy instead 2× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +12.8%
-
Instead of XTREME WINNINGS #1596
Buy instead 2× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +7.6%
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Instead of DOUBLE TRIPLE CASHWORD #1708
Buy instead 2× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +5.2%
-
Instead of HOT DOG! #1701
Buy instead 2× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +4.1%
-
Instead of CASH LINES #1728
Buy instead 2× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +4.1%
-
Instead of CASINO NIGHTS #1661
Buy instead 2× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +4.1%
-
Instead of LADY LUCK 25X #1705
Buy instead 2× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +4.0%
-
Instead of BINGO TIMES 20 #1689
Buy instead 2× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +4.0%
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Instead of $500 HOLIDAY BONUS #1675
Buy instead 2× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +3.9%
-
Instead of DOUBLE YOUR MONEY #1698
Buy instead 2× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +3.9%
-
Instead of LUCKY NUMBERS #1715
Buy instead 2× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +3.8%
-
Instead of LUCKY 13 #1672
Buy instead 2× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +3.8%
-
Instead of $500,000 BLAST #1600
Buy instead 2× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +2.5%
-
Instead of WIN $250 #1604
Buy instead 2× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +2.3%
-
Instead of POT OF GOLD #1695
Buy instead 2× WIN FOR LIFE $2 + 1× LOOSE CHANGE $1 +2.1%
$10 13 of 16 have a cheaper combination worth more +6.1% avg
-
Instead of $3,000,000 CA$H #1667
Buy instead 5× WIN FOR LIFE $2 +11.4%
-
Instead of $1,000,000 BONUS CASHWORD #1666
Buy instead 5× WIN FOR LIFE $2 +9.0%
-
Instead of $1,000,000 50X CASHWORD #1703
Buy instead 5× WIN FOR LIFE $2 +8.9%
-
Instead of SHOW ME $500 #1603
Buy instead 5× WIN FOR LIFE $2 +7.2%
-
Instead of 100Xtra #1681
Buy instead 5× WIN FOR LIFE $2 +6.8%
-
Instead of $3,000,000 MAX MULTIPLIER #1697
Buy instead 5× WIN FOR LIFE $2 +6.4%
-
Instead of $3,000,000 BONUS STARS #1688
Buy instead 5× WIN FOR LIFE $2 +6.4%
-
Instead of BONUS BUCKS #1660
Buy instead 5× WIN FOR LIFE $2 +6.3%
-
Instead of MONEY MATCH #1654
Buy instead 5× WIN FOR LIFE $2 +6.3%
-
Instead of $3,000,000 MAX #1612
Buy instead 5× WIN FOR LIFE $2 +5.9%
-
Instead of BONUS 50X #1640
Buy instead 5× WIN FOR LIFE $2 +3.5%
-
Instead of SET FOR LIFE #1639
Buy instead 5× WIN FOR LIFE $2 +1.3%
-
Instead of INSTANT $500 #1561
Buy instead 5× WIN FOR LIFE $2 +0.2%
$20 11 of 14 have a cheaper combination worth more +4.9% avg
-
Instead of $2,000,000 100X CASHWORD #1694
Buy instead 2× $5,000 HOLIDAY FRENZY/$5,000 GOLD $10 +9.2%
-
Instead of $2,000,000 CASHWORD #1609
Buy instead 2× $5,000 HOLIDAY FRENZY/$5,000 GOLD $10 +9.2%
-
Instead of ALL CASH #1571
Buy instead 2× $5,000 HOLIDAY FRENZY/$5,000 GOLD $10 +8.0%
-
Instead of $5,000,000 SPECTACULAR #1709
Buy instead 2× $5,000 HOLIDAY FRENZY/$5,000 GOLD $10 +4.1%
-
Instead of MILLIONAIRE RICHES #1700
Buy instead 2× $5,000 HOLIDAY FRENZY/$5,000 GOLD $10 +4.1%
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Instead of $5,000,000 BLITZ #1671
Buy instead 2× $5,000 HOLIDAY FRENZY/$5,000 GOLD $10 +4.1%
-
Instead of 200Xtra #1684
Buy instead 2× $5,000 HOLIDAY FRENZY/$5,000 GOLD $10 +4.1%
-
Instead of MYSTERY MULTIPLIER #1663
Buy instead 2× $5,000 HOLIDAY FRENZY/$5,000 GOLD $10 +4.1%
-
Instead of $10,000 A WEEK FOR LIFE #1686
Buy instead 2× $5,000 HOLIDAY FRENZY/$5,000 GOLD $10 +3.5%
-
Instead of $5,000,000 CASH ROYALE #1579
Buy instead 2× $5,000 HOLIDAY FRENZY/$5,000 GOLD $10 +1.9%
-
Instead of BONUS 100X #1643
Buy instead 2× $5,000 HOLIDAY FRENZY/$5,000 GOLD $10 +1.8%
$30 5 of 10 have a cheaper combination worth more +4.5% avg
-
Instead of $3,000,000 200X CASHWORD #1713
Buy instead 1× $300,000,000 CASH PAYOUT $20 + 1× $5,000 HOLIDAY FRENZY/$5,000 GOLD $10 +12.3%
-
Instead of 300X THE MONEY #1691
Buy instead 1× $300,000,000 CASH PAYOUT $20 + 1× $5,000 HOLIDAY FRENZY/$5,000 GOLD $10 +3.9%
-
Instead of JACKPOT FORTUNE #1585
Buy instead 1× $300,000,000 CASH PAYOUT $20 + 1× $5,000 HOLIDAY FRENZY/$5,000 GOLD $10 +2.4%
-
Instead of ULTIMATE CASH #1650
Buy instead 1× $300,000,000 CASH PAYOUT $20 + 1× $5,000 HOLIDAY FRENZY/$5,000 GOLD $10 +2.1%
-
Instead of $10,000,000 CASH #1606
Buy instead 1× $300,000,000 CASH PAYOUT $20 + 1× $5,000 HOLIDAY FRENZY/$5,000 GOLD $10 +1.8%
Expected value is an average across many tickets, not a prediction for any single purchase, and every one of these games still returns less than it costs on average. Figures are recalculated daily from remaining prizes.
Frequently Asked Questions
What are the best New York scratch-offs to buy right now?
Our three top-graded New York scratch-offs today are VIP MILLIONS ($30), X SERIES: 200X ($30) and $300,000,000 CASH PAYOUT ($20). Each still has at least one top prize left. Even these pay back less than they cost on average. Rankings change daily as prizes are claimed.
Which New York scratch-off is most likely to win?
The New York game with the best odds of winning any prize is $300,000,000 CASH PAYOUT ($20) at 1 in 3.55. It still has 1 top prize of $5,000,000 left. Most of those wins are small, often just your ticket price back, so good odds are not the same as a good buy.
What's the best New York scratch-off at each price?
Our top-graded pick at each price today: $1: 7-11-21 TRIPLER; $2: WIN FOR LIFE (#1624); $3: LUCKY LINES; $5: POT OF GOLD; $10: $5,000 HOLIDAY FRENZY/$5,000 GOLD; $20: $300,000,000 CASH PAYOUT; $30: VIP MILLIONS. The price filter on this page ranks every game at each price.
Which New York scratch-offs should I avoid?
18 New York games are still on sale even though every top prize has been claimed: $10,000,000 DELUXE, UNLOCK IT!, $500,000 YEAR OF THE HORSE, CASHWORD EXTRA!, BONUS 20X, 50Xtra, $500,000 MATCH TO WIN, DOUBLE WIN, BINGO MULTIPLIER, WINNING STREAK 25X and 8 more. You pay full price with no chance at the top prize. The Top Prizes Claimed (Avoid) filter on this page lists them.
How do I claim a winning New York scratch-off?
Prizes under $600 can be cashed at any lottery retailer in New York, and prizes up to $249,999 at a Customer Service Center or Prize Claim Center. You can also claim by mail for prizes of any amount; our guide to where to cash scratch-off tickets covers the forms and ID you need. Federal tax of 24% is withheld on prizes over $5,000, and New York taxes lottery winnings as income at up to 10.9% (more on taxes on scratch-off winnings).
How long do I have to claim a New York scratch-off?
You have 365 days from the date the lottery officially ends the game, not from the day you bought the ticket. Check a game's end date before you buy, especially if it is ending soon. Our guide to whether scratch-off tickets expire lists every state's deadline.
Can I buy New York scratch-offs online or with a card?
Scratch-offs are not sold online in New York, so you have to buy them in a store. More in our guides to buying scratch-offs online and with a debit card.
Do more expensive New York scratch-offs have better odds?
Usually, yes. The typical (median) game at each price, with its odds of winning any prize and what it pays back per dollar: $1, 1 in 4.85 and about 63 cents; $2, 1 in 4.81 and about 63 cents; $3, 1 in 4.02 and about 63 cents; $5, 1 in 4.28 and about 65 cents; $10, 1 in 4.02 and about 64 cents; $20, 1 in 3.81 and about 68 cents; $30, 1 in 3.65 and about 72 cents. Payback tends to rise with price, but you still lose money on average at every price.
Are New York scratch-offs worth it, or do any pay back more than they cost?
Not as an investment. Right now 0 of the 104 New York games on sale are expected to pay back more than they cost. The best, $10,000,000 DELUXE ($30), still returns about 74 cents per dollar, and the typical game about 64 cents. A scratch-off that pays back more than it costs is rare and does not last long, so play for fun with money you can afford to lose. More on whether scratch-off tickets are worth it.
Should I buy New York games that are ending soon?
Sometimes, when good prizes are still left. The Ending Soon filter on this page lists the New York games ending within the next 90 days. Bear in mind that scratch-off tickets do expire: in New York you have 365 days from the date the lottery officially ends the game.
Disclaimer: This information is provided for educational purposes only. All data is sourced from the official New York lottery website and is updated regularly, but we cannot guarantee 100% accuracy. Lottery games are games of chance, and past performance does not guarantee future results. Please play responsibly and never spend more than you can afford to lose. If you or someone you know has a gambling problem, call 1-800-GAMBLER.
