Pennsylvania Scratchers Report — July 2026: Best Games, Trends & Strategies
Pennsylvania scratch-off players have 49 active games to choose from in July 2026, led by $50, $100 or $500 at -26.4% ROI. This month’s highlights: 3 games with all top prizes claimed.
Data period: July 2026 · 49 active games analyzed · Updated from official Pennsylvania Lottery data
At a Glance
| Metric | Value |
|---|---|
| Active Games | 49 |
| Positive ROI Games | 0 |
| Average ROI (All Games) | -75.1% |
| Best Game | $50, $100 or $500 ($10) at -26.4% ROI |
| Games to Avoid (All Top Prizes Gone) | 3 games |
| New Releases | 0 games |
| Prize Claim Deadline | 1 year |
| State Tax on Winnings | No state tax on lottery |
Key Takeaway: Pennsylvania’s average ROI of -75.1% is below the national average of about -37%. Check our live Pennsylvania rankings for daily-updated data.
Top 10 Best Value Games
These Pennsylvania scratch-off games offer the highest Return on Investment (ROI) based on remaining prizes.
| # | Game | Price | ROI | EV | Top Prize | Top Left |
|---|---|---|---|---|---|---|
| 1 | $50, $100 or $500 | $10 | -26.4% | $7.36 | $500 | 476 |
| 2 | $2,500 Festive Frenzy | $10 | -39.9% | $6.01 | $2,500 | 186 |
| 3 | $20,000 a Month for Life | $10 | -51.7% | $4.83 | $3,200,000 | 4 |
| 4 | 100X the Cash | $5 | -54.8% | $2.26 | $100,000 | 3 |
| 5 | Fast $1,000 | $10 | -57.7% | $4.23 | $100,000 | 19 |
| 6 | $500,000 a Year for Life | $20 | -59.0% | $8.21 | $7,250,000 | 4 |
| 7 | LOVE IS BLIND | $2 | -59.2% | $0.82 | $20,000 | 1 |
| 8 | All Cash | $20 | -60.1% | $7.98 | $1,000,000 | 1 |
| 9 | Ho Ho Ho | $1 | -64.2% | $0.36 | $500 | 67 |
| 10 | High 5 | $5 | -65.6% | $1.72 | $155,000 | 2 |
$50, $100 or $500 leads Pennsylvania at -26.4% ROI on a $10 ticket. While no game in the state currently offers positive ROI, the top tier (above -20% ROI) represents significantly better value than the average game.
Games to Avoid: All Top Prizes Claimed
These games have had all top prizes claimed and offer the worst value in the state.
| Game | Price | ROI | Original Top Prize |
|---|---|---|---|
| Keys and Cash | $5 | -87.5% | $100,000 |
| Jackpot | $20 | -80.3% | $1,000,000 |
| Money Maker | $5 | -73.6% | $200,000 |
These depleted games average significantly worse ROI than games with intact prize pools. For more on why this matters, see our guide: How ROI Changes Over a Game’s Lifetime.
Top Prize Watch List
These games have 3 or fewer top prizes remaining worth $100,000+. When claimed, expect a measurable value drop.
| Game | Price | Top Prize | Remaining | ROI |
|---|---|---|---|---|
| $1,000,000 a Year for Life | $50 | $14,500,000 | 2 | -67.9% |
| $5,000,000 Lion’s Share | $50 | $5,000,000 | 1 | -89.1% |
| The Hunt for $3,000,000 | $30 | $3,000,000 | 2 | -69.2% |
| $3,000,000 Golden Ticket | $30 | $3,000,000 | 1 | -73.3% |
| Mega Bucks | $30 | $3,000,000 | 2 | -78.9% |
| $3 Million Mega Moolah Multiplier | $30 | $3,000,000 | 1 | -83.9% |
| $160 Million Cash Blowout | $30 | $3,000,000 | 1 | -86.3% |
| 3s a Charm | $30 | $3,000,000 | 1 | -86.9% |
| $120,000,000 Payout | $30 | $2,500,000 | 3 | -86.0% |
| $10,000 a Month for Life | $5 | $1,600,000 | 1 | -68.2% |
12 games are down to a single top prize. These could see significant value drops at any moment.
Price Tier Breakdown
| Price Tier | Games | Avg ROI | Best Game |
|---|---|---|---|
| $50 | 2 | -78.5% | $1,000,000 a Year for Life (-67.9%) |
| $30 | 9 | -81.1% | The Hunt for $3,000,000 (-69.2%) |
| $20 | 4 | -69.1% | $500,000 a Year for Life (-59.0%) |
| $10 | 10 | -64.4% | $50, $100 or $500 (-26.4%) |
| $5 | 13 | -77.9% | 100X the Cash (-54.8%) |
| $3 | 4 | -89.1% | Crossword Bonus Cash (-85.6%) |
| $2 | 3 | -70.4% | LOVE IS BLIND (-59.2%) |
| $1 | 4 | -72.9% | Ho Ho Ho (-64.2%) |
As with most states, higher-priced tickets tend to return a better percentage. See our guide on how price affects return rates.
How to Use This Data
- Check live rankings before buying: Visit our Pennsylvania Scratch-Off Rankings page for real-time data updated daily
- Focus on the top tier: Games in the top 5 offer significantly better value than the state average
- Watch the Top Prize Watch List: Games with 1 remaining top prize can drop in value overnight
- Try the combo strategy: Two cheaper tickets often beat one expensive one
Related Resources
Disclaimer: This information is provided for educational purposes only. All data is sourced from official state lottery websites and is updated regularly, but we cannot guarantee 100% accuracy. Lottery games are games of chance, and past performance does not guarantee future results. Please play responsibly and never spend more than you can afford to lose. If you or someone you know has a gambling problem, call 1-800-GAMBLER.
