Best New York Scratch Off Tickets: Odds, Remaining Prizes & More
Find the best scratch-off tickets to buy in New York right now. We rank all 101 active New York Lottery scratch-off games by ROI, odds, and remaining prizes — updated daily from official sources. Use the tabs below to filter by best value, best odds, newest releases, or games to avoid.
Best Value
INSTANT TAKE 5
INSTANT TAKE 5
PLUS THE MONEY
Best Odds
$300,000,000 CASH PAYOUT
VIP MILLIONS
300X THE MONEY
Top Prizes Claimed
$10,000,000 DELUXE
UNLOCK IT!
MULTIPLIER CRAZE
$300,000,000 CASH PAYOUT
$20
VIP MILLIONS
$30
300X THE MONEY
$30
X SERIES: 200X
$30
$10,000,000 DELUXE
$30
ULTIMATE CASH
$30
JACKPOT FORTUNE
$30
$10,000,000 CASH
$30
XTREME MONEY
$20
BONUS 100X
$20
200Xtra
$20
MYSTERY MULTIPLIER
$20
$10,000 A WEEK FOR LIFE
$20
$10,000 A WEEK FOR LIFE
$20
WIN FOR LIFE
$2
$5,000,000 BLITZ
$20
LUCKY LINES
$3
$2,000,000 CASHWORD
$20
$5,000 HOLIDAY FRENZY/$5,000 GOLD
$10
BONUS BUCKS
$10
$5,000,000 CASH ROYALE
$20
MILLIONAIRE MAKER
$20
100Xtra
$10
WIN $60,000
$3
UNLOCK IT!
$3
MULTIPLIER CRAZE
$10
BONUS 50X
$10
$500 HOLIDAY BONUS
$5
SET FOR LIFE
$10
WIN FOR LIFE
$2
$500,000 YEAR OF THE HORSE
$5
$3,000,000 BONUS STARS
$10
$3,000,000 MAX
$10
MONEY MATCH
$10
$500,000 BLAST
$5
$3,000,000 CA$H
$10
CASHWORD EXTRA!
$3
XTREME WINNINGS
$5
BONUS 20X
$5
30Xtra CASHWORD
$3
LUCKY 13
$5
BIG MONEY X20
$5
MULTIPLY YOUR NUMBERS
$3
BONUS 15X CASHWORD
$3
50Xtra
$5
WILD CASH MULTIPLIER
$5
LUCKY CASH
$5
$500,000 MATCH TO WIN
$5
SHOW ME $500
$10
INSTANT $500
$10
DOUBLE WIN
$5
$1,000,000 MUST LOVE DOGS
$5
BINGO TIMES 20
$5
BINGO MULTIPLIER
$5
WINNING STREAK 25X
$5
$1,000,000 CASHWORD BONUS
$10
$1,000,000 BONUS CASHWORD
$10
MATCH FOR CASH
$3
WIN $250
$5
MORE MONEY
$5
NEW YORK MILLIONAIRE
$5
CASINO NIGHTS
$5
$1,000,000 GOLD
$5
$100s FOR THE HOLIDAYS
$2
7-11-21 TRIPLER
$1
PLUS THE MONEY
$5
MONEY RUSH
$5
ALL CASH
$20
INSTANT TAKE 5
$1
INSTANT TAKE 5
$1
INSTANT TAKE 5
$1
LOOSE CHANGE
$1
LOOSE CHANGE
$1
5 TIMES LUCKY
$1
BONUS 10X
$2
20Xtra
$2
XTREME BUCKS
$2
BLACKJACK DOUBLER
$2
BONUS 5X
$1
$25,000 EXTRA CA$H
$2
10Xtra
$1
CASH DROP
$2
IT TAKES 2
$2
DOUBLE DEUCES
$2
3-2-WON!
$1
BONUS BLACKJACK
$2
TRIPLE 7-11-21
$2
9S IN A LINE DOUBLER
$1
LUCKY 7S
$1
LUCKY 7'S
$1
TRIPLE MATCH
$1
CASHWORD
$2
CASHWORD DOUBLER
$2
CASHWORD DOUBLER
$2
CASHWORD DOUBLER
$2
DOUBLE TRIPLE CASHWORD
$5
$100, $200 0R $500
$30
$100, $200 OR $500!
$30
WIN $100 OR $200
$20
WIN EITHER $100 OR $200!
$20
$50 OR $100
$10📚 New York Guides & Resources
-
New York Scratchers Report — May 2026
Monthly analysis: best games, trends, strategies, and price tier breakdown -
The Math of Scratchers: Odds vs. EV vs. ROI Explained
Understand how we calculate value — with real examples -
Why 2× $5 Beats 1× $10
Data-backed proof that splitting your budget often wins -
Do Scratch-Off Tickets Expire? State-by-State Deadlines
Claim periods range from 60 days to 1 year — find your state's deadline -
Which Scratch-Off Tickets Win the Most?
Why overall odds are misleading and what to look at instead -
National Scratchers Report — April 2026
See how New York compares to all 43 states
Prize Activity Summary
Over the past 30 days, scratch-off games in this state paid out approximately $39.9 million in prizes, averaging $1.3 million per day across 105 active games. The overall prize pool decreased by 8.5% during this period, with 13,531,415 individual prizes claimed across all tiers. 300X THE MONEY leads in prize activity with $4.4 million claimed ($30 ticket). 14 top prizes remain. SET FOR LIFE follows with $2.5 million in claims.
Smart Combo Strategies by Price Tier
Our analysis found that some New York scratch-off tickets can be beaten by buying a combination of cheaper tickets with higher total expected value. Here's a breakdown by price tier.
| Price Tier | Games Improved | Avg EV Improvement | Best Combo Example |
|---|---|---|---|
| $2 | 17 of 17 games (100.0%) | +73.6% | 2x INSTANT TAKE 5 ($1) |
| $3 | 8 of 8 games (100.0%) | +53.2% | 3x INSTANT TAKE 5 ($1) |
| $5 | 24 of 24 games (100.0%) | +52.9% | 5x INSTANT TAKE 5 ($1) |
| $10 | 15 of 15 games (100.0%) | +49.2% | 10x INSTANT TAKE 5 ($1) |
| $20 | 14 of 14 games (100.0%) | +36.9% | 20x INSTANT TAKE 5 ($1) |
| $30 | 9 of 9 games (100.0%) | +30.8% | 30x INSTANT TAKE 5 ($1) |
Expected value improvement is calculated from current remaining prizes. Combo strategies use the best-performing game at each cheaper price tier.
Games With Better Alternatives
These games have a cheaper ticket combination that delivers more expected value for the same price.
How We Calculate Value & ROI
We use real-time remaining prizes data to figure out the Return on Investment (ROI) for every active scratchers game.
Expected Value (EV) = total dollar amount you can expect to win back per ticket, based on:
- Every remaining prize tier
- Current probability of hitting each prize (remaining count ÷ estimated tickets left)
ROI = (EV − ticket price) ÷ ticket price × 100%
- Positive ROI (e.g., +12%) → the scratchers game is currently profitable on average
- Negative ROI → expected loss per dollar spent (most games fall here)
This situation changes frequently as players claim prizes and the New York Lottery updates official data. We recommend checking back regularly, as new games and updated prize data can create fresh opportunities.
Odds vs ROI – What Actually Matters?
Odds tell you the chance of winning any prize on a single lottery ticket. For example, 1 in 4 odds means you have about a 25% chance of winning something (any amount) on average. It's based on the total prizes and tickets printed by the New York Lottery, and it doesn't change much as prizes are claimed.
ROI (Return on Investment) measures how much money you can expect to get back per dollar spent on scratchers, after accounting for the current remaining prizes and their values. It's basically expected value minus ticket price.
In short:
- Odds = probability of winning something
- ROI = actual money value of the game based on what's left to win
Smart Tips for Playing New York Scratchers
- Focus on New York scratchers with the highest ROI and expected value to maximize your wins.
- Check Best Value and Best Odds tabs above for the current top performers.
- New releases (see Newest tab) start with all prizes intact and typically give you the best chance of winning a big prize.
- Games approaching their end date can sometimes offer interesting opportunities if significant prizes remain unclaimed (see Ending Soon tab when available).
- Avoid games where all top prizes have been claimed — their ROI drops significantly.
- Check back often — ticket data changes daily!
- Never play more than you can afford to lose. Even with our data, it is still a game of chance.
Current New York Scratch-Off Insights
There are currently 20 games with all top prizes claimed.
44 games are approaching their end dates.
Why play new releases? Recently launched games start with all prizes intact and often give you the best mathematical edge.
When top prizes are gone, the expected value of remaining tickets drops — focus instead on games still showing strong ROI in the table above.
Frequently Asked Questions
What are the best scratch-off tickets to buy in New York?
Our data shows that lottery scratchers with the highest ROI give you the best chance among New York instant win games. Use the Best Value tab above to see the current top performers.
Why Play New York Scratch Offs?
The New York Lottery offers a variety of scratch-off tickets and instant games, with jackpots up to millions of dollars. Check remaining prizes on these lottery tickets to avoid duds.
What is the difference between odds and ROI?
Odds tell you the chance of winning any prize on a single lottery ticket. ROI (Return on Investment) measures how much money you can expect to get back per dollar spent, after accounting for remaining prizes. In short: Odds = probability of winning something; ROI = actual money value of the game based on what's left to win.
Are there any New York scratchers with positive ROI right now?
Currently no games show positive ROI, but this changes frequently. Check back soon!
Should I play ending-soon games?
Sometimes yes — when significant prizes remain, these can offer great value. See the Ending Soon tab (when data is available for New York).
What are the best $5 scratch-off tickets in New York?
Right now, PLUS THE MONEY leads the $5 category with 4.57:1 overall odds and -8.7% ROI. It has 2 top prizes remaining. Use the price filter above to see all $5 games ranked.
What are the best $10 scratch-off tickets in New York?
For $10 players, $50 OR $100 currently offers the best value with 8.33:1 odds and -32.1% ROI. 1836 top prizes of $100 remain.
What are the best $20 scratch-off tickets in New York?
At the $20 price point, $300,000,000 CASH PAYOUT is the top pick with 3.55:1 odds and -23.6% ROI. Top prize: $5,000,000 with 1 remaining.
Which New York scratch-off wins the most?
Right now, INSTANT TAKE 5 ($1 ticket) is the top performer in New York based on expected return on investment (-6.7% ROI). It has 24 top prizes of $5,555 still available. This changes daily as prizes are claimed — use the Best Value tab above for the current rankings.
Which New York scratch-offs should I avoid?
Avoid games where all top prizes have been claimed — there are currently 20 such games still on shelves in New York. These tickets sell at full price but their biggest payouts are gone, significantly reducing expected value. See the "Top Prizes Claimed (Avoid)" tab above for the full list.
Disclaimer: This information is provided for educational purposes only. All data is sourced from the official New York lottery website and is updated regularly, but we cannot guarantee 100% accuracy. Lottery games are games of chance, and past performance does not guarantee future results. Please play responsibly and never spend more than you can afford to lose. If you or someone you know has a gambling problem, call 1-800-GAMBLER.