New Jersey Scratchers Report — July 2026: Best Games, Trends & Strategies
New Jersey scratch-off players have 62 active games to choose from in July 2026, led by Crossword Xtreme at -28.6% ROI. This month’s highlights: 9 new games launched.
Data period: July 2026 · 62 active games analyzed · Updated from official New Jersey Lottery data
At a Glance
| Metric | Value |
|---|---|
| Active Games | 62 |
| Positive ROI Games | 0 |
| Average ROI (All Games) | -39.5% |
| Best Game | Crossword Xtreme ($30) at -28.6% ROI |
| Games to Avoid (All Top Prizes Gone) | 0 games |
| New Releases | 9 games |
| Prize Claim Deadline | 1 year |
| State Tax on Winnings | 8% state tax (over $10K) |
Key Takeaway: New Jersey’s average ROI of -39.5% is below the national average of about -37%. Check our live New Jersey rankings for daily-updated data.
Top 10 Best Value Games
These New Jersey scratch-off games offer the highest Return on Investment (ROI) based on remaining prizes.
| # | Game | Price | ROI | EV | Top Prize | Top Left |
|---|---|---|---|---|---|---|
| 1 | Crossword Xtreme | $30 | -28.6% | $21.42 | $600,000 | 1 |
| 2 | First Class Fortunes | $25 | -29.1% | $17.73 | $50,000 | 5 |
| 3 | AC Night$ | $10 | -29.4% | $7.06 | $500,000 | 2 |
| 4 | $50,000,000 Fast Cash | $20 | -30.9% | $13.82 | $500 | 3293 |
| 5 | Cash Lines | $5 | -31.9% | $3.40 | $500 | 2710 |
| 6 | Millionaire Maker | $25 | -33.0% | $16.75 | $50,000 | 3 |
| 7 | $50,000 Jumbo Bucks | $10 | -33.0% | $6.70 | $50,000 | 21 |
| 8 | Crossword Xtreme | $30 | -34.0% | $19.81 | $600,000 | 3 |
| 9 | $500,000 Lion’s Share | $10 | -34.1% | $6.59 | $500,000 | 1 |
| 10 | Crossword Bonanza | $20 | -34.6% | $13.08 | $400,000 | 3 |
Crossword Xtreme leads New Jersey at -28.6% ROI on a $30 ticket. While no game in the state currently offers positive ROI, the top tier (above -20% ROI) represents significantly better value than the average game.
Top Prize Watch List
These games have 3 or fewer top prizes remaining worth $100,000+. When claimed, expect a measurable value drop.
| Game | Price | Top Prize | Remaining | ROI |
|---|---|---|---|---|
| Crossword Xtreme | $30 | $600,000 | 1 | -28.6% |
| Crossword Xtreme | $30 | $600,000 | 3 | -34.0% |
| AC Night$ | $10 | $500,000 | 2 | -29.4% |
| $500,000 Lion’s Share | $10 | $500,000 | 1 | -34.1% |
| Disco Dollarfest | $10 | $500,000 | 2 | -36.5% |
| Ruby 7’s | $10 | $500,000 | 3 | -36.5% |
| Neon 9’s | $10 | $500,000 | 1 | -36.7% |
| Cash Fever | $10 | $500,000 | 2 | -36.9% |
| Winter Ice | $10 | $500,000 | 1 | -38.8% |
| Super Hot 7’s | $10 | $500,000 | 1 | -41.2% |
14 games are down to a single top prize. These could see significant value drops at any moment.
New Releases This Month
| Game | Price | ROI | Top Prize | Weeks |
|---|---|---|---|---|
| First Class Fortunes | $25 | -29.1% | $50,000 | 4 |
| Crossword Xtreme | $30 | -34.0% | $600,000 | 3 |
| Crossword Bonanza | $20 | -34.6% | $400,000 | 3 |
| Ruby 7’s | $10 | -36.5% | $500,000 | 0 |
| Ca$h Money | $5 | -37.2% | $200,000 | 4 |
| Poker Nights | $5 | -37.8% | $150,000 | 0 |
| Super Crossword | $5 | -39.3% | $50,000 | 0 |
| LOTERIA Grande | $5 | -41.4% | $100,000 | 4 |
| Money Mania | $2 | -42.5% | $10,000 | 4 |
The best new release is First Class Fortunes at -29.1% ROI. All prizes are intact on these new games.
Price Tier Breakdown
| Price Tier | Games | Avg ROI | Best Game |
|---|---|---|---|
| $30 | 6 | -35.4% | Crossword Xtreme (-28.6%) |
| $25 | 2 | -31.1% | First Class Fortunes (-29.1%) |
| $20 | 9 | -36.5% | $50,000,000 Fast Cash (-30.9%) |
| $10 | 14 | -37.7% | AC Night$ (-29.4%) |
| $5 | 19 | -39.6% | Cash Lines (-31.9%) |
| $3 | 3 | -48.8% | LOTERIA (-46.1%) |
| $2 | 7 | -45.0% | Big Money Spectacular (-40.9%) |
| $1 | 2 | -51.8% | Loose Change (-48.2%) |
As with most states, higher-priced tickets tend to return a better percentage. See our guide on how price affects return rates.
How to Use This Data
- Check live rankings before buying: Visit our New Jersey Scratch-Off Rankings page for real-time data updated daily
- Focus on the top tier: Games in the top 5 offer significantly better value than the state average
- Watch the Top Prize Watch List: Games with 1 remaining top prize can drop in value overnight
- Try the combo strategy: Two cheaper tickets often beat one expensive one
Related Resources
Disclaimer: This information is provided for educational purposes only. All data is sourced from official state lottery websites and is updated regularly, but we cannot guarantee 100% accuracy. Lottery games are games of chance, and past performance does not guarantee future results. Please play responsibly and never spend more than you can afford to lose. If you or someone you know has a gambling problem, call 1-800-GAMBLER.
