$4,000,000 IN THE MONEY

Game #529 • MA

$4,000,000 IN THE MONEY - Massachusetts Lottery Scratch-Off Ticket

Image source: Massachusetts State Lottery

Key Statistics

Ticket Price
$10
Top Prize
$10,000
Top Prizes Left
164
Overall Odds
1 in 3.47
Expected ROI
-28.7%
Expected Value
$7.13
Weeks in Market
9

Top Prize Status

Original Top Prize
$10,000
Current Top Prize
$10,000
Top Prizes Remaining
164

Top prizes are still available! There are 164 top prize ticket(s) remaining.

Prize Pool Analysis

Total Payout at Launch
$107,562,000
Current Prize Pool
$81,889,905
Payout Percentage
76.1%
Total Prizes at Launch
4,351,947
Total Prizes Remaining
3,311,784

Ticket Statistics

Total Tickets Printed
15,101,256
Estimated Tickets Remaining
11,491,890
% Tickets Remaining
76.1%

Should You Play $4,000,000 IN THE MONEY Right Now?

$4,000,000 IN THE MONEY is a $10 scratch-off that has been on the market for 9 weeks. The ROI is -28.7%, so this one is best played for entertainment rather than value. Each ticket returns an expected $7.13 in prize value. There are 164 of the original 210 top prizes still available. Top prize odds are holding steady with a 2.8% change since launch.

Alternative Strategy

Instead of buying one $4,000,000 IN THE MONEY ($10) ticket, consider buying 5x Bingo ($2). This combination delivers $10.64 in expected value compared to $7.13 for the single ticket — a 49.3% improvement. It also gives you a 72.2% chance of winning at least one prize versus 28.8% with the single ticket.

Analysis based on current remaining prizes and our ROI model. Updated April 12, 2026.

Prize Breakdown

Prize Amount Total Prizes Remaining Claimed % Left Original Odds Estimated Odds Change
$4,000,000 ($200K/YR/20YRS) 3 3 0 100.0% 1 in 5,033,752 1 in 3,830,630 ↑ 31%
$1,000,000 ($50K/YR/20YRS) 9 8 1 88.9% 1 in 1,677,917 1 in 1,436,486 ↑ 17%
$10,000 210 164 46 78.1% 1 in 71,911 1 in 70,073 ↑ 3%
$1,000 7,140 5,536 1,604 77.5% 1 in 2,115 1 in 2,076 ↑ 2%
$500 13,335 10,111 3,224 75.8% 1 in 1,132 1 in 1,137 ↓ 0.36%
$200 10,920 8,265 2,655 75.7% 1 in 1,383 1 in 1,390 ↓ 0.54%
$150 13,230 10,015 3,215 75.7% 1 in 1,141 1 in 1,147 ↓ 0.53%
$100 224,700 170,507 54,193 75.9% 1 in 67 1 in 67 ↓ 0.28%
$50 151,200 114,724 36,476 75.9% 1 in 100 1 in 100 ↓ 0.29%
$25 151,200 114,865 36,335 76.0% 1 in 100 1 in 100 ↓ 0.17%
$20 1,209,600 919,227 290,373 76.0% 1 in 12 1 in 13 ↓ 0.14%
$15 756,000 575,300 180,700 76.1% 1 in 20 1 in 20 ↓ 0.00%
$10 1,814,400 1,383,059 431,341 76.2% 1 in 8 1 in 8 ↑ 0.17%

* Original odds based on total tickets printed. Estimated odds calculated from remaining tickets and prizes. Positive change (↑) means better odds now than at launch.

Additional Information

Last Updated: April 12, 2026

Disclaimer: The information provided on this page is for informational purposes only and represents our best effort to accurately reflect the current state of lottery games based on publicly available data. We do not guarantee the accuracy, completeness, or timeliness of this information. Prize availability, odds, and game details may change without notice. Always verify information with the official Massachusetts lottery website before making any purchasing decisions. We are not responsible for any losses or damages resulting from reliance on this information.