SET FOR LIFE

Game #1639 • NY

SET FOR LIFE - New York Lottery Scratch-Off Ticket

Image source: New York Lottery

Key Statistics

Ticket Price
$10
Top Prize
$50,000
Top Prizes Left
7
Overall Odds
1 in 3.95
Expected ROI
-33.3%
Expected Value
$6.67

Top Prize Status

Original Top Prize
$50,000
Current Top Prize
$50,000
Top Prizes Remaining
7

Top prizes are still available! There are 7 top prize ticket(s) remaining.

Prize Pool Analysis

Total Payout at Launch
$324,872,015
Current Prize Pool
$90,788,525
Payout Percentage
27.9%
Total Prizes at Launch
12,184,927
Total Prizes Remaining
3,447,111

Ticket Statistics

Total Tickets Printed
48,130,461
Estimated Tickets Remaining
13,616,088
% Tickets Remaining
28.3%

Should You Play SET FOR LIFE Right Now?

SET FOR LIFE is a $10 scratch-off. The ROI is -33.3%, so this one is best played for entertainment rather than value. Each ticket returns an expected $6.67 in prize value. There are 7 of the original 20 top prizes still available. Top prize odds are holding steady with a 23.7% change since launch. Among the 16 active $10 games in New York, SET FOR LIFE ranks #2 by expected value.

Alternative Strategy

Instead of buying one SET FOR LIFE ($10) ticket, consider buying 10x INSTANT TAKE 5 ($1). This combination delivers $9.33 in expected value compared to $6.67 for the single ticket — a 39.9% improvement. It also gives you a 90.9% chance of winning at least one prize versus 25.3% with the single ticket.

Analysis based on current remaining prizes and our ROI model. Updated May 27, 2026.

Prize Breakdown

Prize Amount Total Prizes Remaining Claimed % Left Original Odds Estimated Odds Change
$50,000 20 7 13 35.0% 1 in 2,406,523 1 in 1,945,155 ↑ 24%
$5,000 465 141 324 30.3% 1 in 103,506 1 in 96,568 ↑ 7%
$1,000 601 199 402 33.1% 1 in 80,084 1 in 68,423 ↑ 17%
$500 42,063 11,567 30,496 27.5% 1 in 1,144 1 in 1,177 ↓ 3%
$100 514,947 141,723 373,224 27.5% 1 in 93 1 in 96 ↓ 3%
$50 2,004,718 553,093 1,451,625 27.6% 1 in 24 1 in 25 ↓ 2%
$25 962,235 267,412 694,823 27.8% 1 in 50 1 in 51 ↓ 2%
$20 3,271,843 916,592 2,355,251 28.0% 1 in 15 1 in 15 ↓ 0.97%
$15 962,172 268,636 693,536 27.9% 1 in 50 1 in 51 ↓ 1%
$10 4,425,857 1,287,738 3,138,119 29.1% 1 in 11 1 in 11 ↑ 3%
$5 6 3 3 50.0% 1 in 8,021,744 1 in 4,538,696 ↑ 77%

* Original odds based on total tickets printed. Estimated odds calculated from remaining tickets and prizes. Positive change (↑) means better odds now than at launch.

Historical Trends

This section tracks how SET FOR LIFE has performed over time. Daily prize claims, top prize depletion events, and overall prize pool changes are computed by comparing consecutive daily snapshots of remaining prizes at each tier.

Additional Information

Last Updated: May 27, 2026

Disclaimer: The information provided on this page is for informational purposes only and represents our best effort to accurately reflect the current state of lottery games based on publicly available data. We do not guarantee the accuracy, completeness, or timeliness of this information. Prize availability, odds, and game details may change without notice. Always verify information with the official New York lottery website before making any purchasing decisions. We are not responsible for any losses or damages resulting from reliance on this information.