SET FOR LIFE

Game #1639 • NY

SET FOR LIFE - New York Lottery Scratch-Off Ticket

Image source: New York Lottery

Key Statistics

Ticket Price
$10
Top Prize
$50,000
Top Prizes Left
8
Overall Odds
1 in 3.95
Expected ROI
-33.1%
Expected Value
$6.69

Top Prize Status

Original Top Prize
$50,000
Current Top Prize
$50,000
Top Prizes Remaining
8

Top prizes are still available! There are 8 top prize ticket(s) remaining.

Prize Pool Analysis

Total Payout at Launch
$324,872,015
Current Prize Pool
$114,583,280
Payout Percentage
35.3%
Total Prizes at Launch
12,184,927
Total Prizes Remaining
4,335,097

Ticket Statistics

Total Tickets Printed
48,130,461
Estimated Tickets Remaining
17,123,632
% Tickets Remaining
35.6%

Should You Play SET FOR LIFE Right Now?

SET FOR LIFE is a $10 scratch-off. The ROI is -33.1%, so this one is best played for entertainment rather than value. Each ticket returns an expected $6.69 in prize value. There are 8 of the original 20 top prizes still available. Top prize odds are holding steady with a 12.4% change since launch. Among the 18 active $10 games in New York, SET FOR LIFE ranks #3 by expected value.

Alternative Strategy

Instead of buying one SET FOR LIFE ($10) ticket, consider buying 10x INSTANT TAKE 5 ($1). This combination delivers $9.33 in expected value compared to $6.69 for the single ticket — a 39.4% improvement. It also gives you a 90.9% chance of winning at least one prize versus 25.3% with the single ticket.

Analysis based on current remaining prizes and our ROI model. Updated April 12, 2026.

Prize Breakdown

Prize Amount Total Prizes Remaining Claimed % Left Original Odds Estimated Odds Change
$50,000 20 8 12 40.0% 1 in 2,406,523 1 in 2,140,454 ↑ 12%
$5,000 465 178 287 38.3% 1 in 103,506 1 in 96,200 ↑ 8%
$1,000 601 241 360 40.1% 1 in 80,084 1 in 71,052 ↑ 13%
$500 42,063 14,681 27,382 34.9% 1 in 1,144 1 in 1,166 ↓ 2%
$100 514,947 179,634 335,313 34.9% 1 in 93 1 in 95 ↓ 2%
$50 2,004,718 700,602 1,304,116 34.9% 1 in 24 1 in 24 ↓ 2%
$25 962,235 337,923 624,312 35.1% 1 in 50 1 in 51 ↓ 1%
$20 3,271,843 1,155,548 2,116,295 35.3% 1 in 15 1 in 15 ↓ 0.73%
$15 962,172 339,288 622,884 35.3% 1 in 50 1 in 50 ↓ 0.88%
$10 4,425,857 1,606,991 2,818,866 36.3% 1 in 11 1 in 11 ↑ 2%
$5 6 3 3 50.0% 1 in 8,021,744 1 in 5,707,877 ↑ 41%

* Original odds based on total tickets printed. Estimated odds calculated from remaining tickets and prizes. Positive change (↑) means better odds now than at launch.

Additional Information

Last Updated: April 12, 2026

Disclaimer: The information provided on this page is for informational purposes only and represents our best effort to accurately reflect the current state of lottery games based on publicly available data. We do not guarantee the accuracy, completeness, or timeliness of this information. Prize availability, odds, and game details may change without notice. Always verify information with the official New York lottery website before making any purchasing decisions. We are not responsible for any losses or damages resulting from reliance on this information.